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It's not a year to year thing. It's not a spreadsheet comparison at renewal time.
It's about a clear, concise and unambiguous strategy. It has specific goals and a realistic timeable for acheiving them. It has been reduced to writing. And it has been communicated to every employee in the company. Here's what's involved:
1. Designing your health insurance plan to "attack" chronic disease 2. Creating a wellness environment to benefit both employees and family 3. Understanding the extent of uninsured health care costs after age 65
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