Health Insurance Times

Before we delve into the savings aspect, let's understand that dental insurance plays a critical role in your overall health and disease management program.  Untreated gum disease can lead to blood clots which can further lead to stroke and heart disease.  This short video on the importance of dental hygiene shows you more. 

A major dental insurer states that only 63% of employees will visit their dentist once in any given year.  Less than 45% will have two or more visits.  The non-users or one-time users are "missing the boat" when it comes to their overall well-being.  If you haven't already clicked on the video link above, why not click on it now and learn how regular dental exams and cleanings will help improve your health.

Now let's get started on the "50% savings" thought process ...

If you regularly saw your dentist and received the following dental services ...

• Dental exam every 6 months

• Teeth cleaning every 6 months

• Fillings

• Emergency (palliative) care

• General anesthesia (as needed)

• Bitewing X-rays every 12 months

• Full mouth (panoramic) X-rays every 60 months

• Other X-rays (as needed)

• Periapical (single tooth) X-rays (as needed)

• Flouride treatments (child under age 14) 1 time in 12 months

• Sealants for a child under age 19

• Space maintainers for a child under age 14

• Consultations (up to 2 in a 12 month period)

Wouldn't these services greatly lessen your need for major services in the future? 

In other words, consider not buying the major (higher priced) services if you're doing everything you can to not have to use them.  Keep the money in your pocket for "when and if" rather than give it to the insurance company for "probably not likely."

Your employer can include this option in your group dental insurance plan that, on average, saves 50% (both you and your employer) on your monthly insurance costs.